Interactive technique for using a user-provided image of a document to collect information
Granted: July 2, 2024
Patent Number:
12026639
In a collection technique, a user (such as a taxpayer) provides information (such as income-tax information) by submitting an image of a document, such as an income-tax summary or form. In particular, the user may provide a description of the document. In response, the user is prompted for the information associated with the field in the document. Then, the user provides the image of a region in the document that includes the field. Based on the image, the information is extracted, and…
Computer assisted programming using automated next node recommender for complex directed acyclic graphs
Granted: July 2, 2024
Patent Number:
12026637
A method including setting an initial lookback path length for a current path in a directed acyclic graph. The current path includes a subset of the nodes connected by a sequence of the edges. The method also includes querying, for a current lookback path length, whether a matching key is present in a transition probability dictionary (TPD). The method also includes querying, responsive to the matching key being present in the TPD for the current lookback path length, whether a matching…
Seed generation for electronic data perturbation
Granted: July 2, 2024
Patent Number:
12026270
Described herein are example implementations for generating a perturbation seed for the perturbation of electronic data. A system obtains a plurality of datapoints (with one or more statistics calculated from the plurality of datapoints to be perturbed based on a perturbation seed). The system calculates one or more metrics from the plurality of datapoints. The system also generates, for each of the one or more metrics, a rounded metric by rounding the metric. The system further…
Methods, systems and computer program products for generating and presenting explanations for tax questions
Granted: June 25, 2024
Patent Number:
12020334
A system for explaining tax questions for an electronic tax return preparation program includes a computing device having a tax logic agent and a user interface controller. The computing device executes the tax logic agent, which analyzes a completeness graph to identify a required variable. The tax logic agent also determines whether an explanation asset is indexed to the required variable in the completeness graph, and sends an identity of the required variable to a user interface…
Lean parsing: a natural language processing system and method for parsing domain-specific languages
Granted: June 25, 2024
Patent Number:
12019978
Systems and methods for lean parsing are disclosed. An example method is performed by one or more processors of a system and includes retrieving form data including first sentence segments and second sentence segments, determining a first predicate structure for each of the sentence segments based on a set of operators within the first set of sentence segments, identifying known tokens within the second set of sentence segments, each of the known tokens appearing on a list of…
Input validation using mathematical expressions
Granted: June 25, 2024
Patent Number:
12019758
A method implements input validation using mathematical expressions. The method includes receiving an input string, scanning the input string to locate a hit string matching a hit expression from a validation package, and converting the hit string to a list of values corresponding to characters from the hit string. The method further includes validating the hit string by evaluating a validation expression from the validation package using the list of values to generate a validation…
System and method for providing additional monthly income by capitalizing expected annual tax refund to monthly payments and or predicting accurate tax withholdings for certain taxpayers
Granted: June 18, 2024
Patent Number:
12014417
Systems and methods that may be used to provide a predictive tax loan or other monetary advance before the loan recipient (e.g., a taxpayer) prepares and files its tax return. A risk of providing a predictive tax loan or monetary advance is modeled separately from a machine learning model used to determine the anticipated tax refund amount and tax loan. The disclosed systems and methods may also predict accurate tax withholdings based on multiple machine learning models from multiple…
Malicious message classification using machine learning models
Granted: June 18, 2024
Patent Number:
12015641
Knowledge about a user is used to determine whether one or more messages received by the user are malicious. The knowledge about the user may be based on the user's financial history such as transaction records. Particularly, a classifier model is trained on a supervised approach using a dataset containing, for example, a categorization of incoming messages (e.g., password change message), the user's aggregated transaction records, message attributes, user attributes, and corresponding…
Optical character recognition quality evaluation and optimization
Granted: June 18, 2024
Patent Number:
12014559
A processor may receive an image and determine a number of foreground pixels in the image. The processor may obtain a result of optical character recognition (OCR) processing performed on the image. The processor may identify at least one bounding box surrounding at least one portion of text in the result and overlay the at least one bounding box on the image to form a masked image. The processor may determine a number of foreground pixels in the masked image and a decrease in the number…
Calibrated risk scoring and sampling
Granted: June 18, 2024
Patent Number:
12014429
A method implements calibrated risk scoring and sampling. Features are extracted from a record. A risk score, associated with the record, is generated from the features using a machine learning model. The record is mapped to a risk bucket using the risk score. The risk bucket may include multiple risk bucket records. The record is selected from the risk bucket records with a sampling threshold corresponding to the risk bucket. A form prepopulated with values from the record is presented…
Paired-consistency-based model-agnostic approach to fairness in machine learning models
Granted: June 18, 2024
Patent Number:
12014249
Systems and methods that implement a paired-consistency-based process for evaluating and or regulating fairness in machine learning models.
Methods and systems for automatic call data generation
Granted: June 18, 2024
Patent Number:
12014144
A processor may receive a call transcript including text and form a text string including at least a portion of the text. The processor may generate a situation description of the call transcript, which may comprise processing the text string using a transformer-based machine learning model. The processor may generate a trouble description of the call transcript, which may comprise creating a sentence embedding of the situation description, creating sentence embeddings for a plurality of…
Systems and methods for improved transaction categorization using natural language processing
Granted: June 18, 2024
Patent Number:
12014141
Systems and methods are provided for categorizing a transaction description using natural language processing.
Smart navigation
Granted: June 18, 2024
Patent Number:
12014029
Aspects of the present disclosure provide techniques for application navigation recommendations using machine learning. Embodiments include determining one or more pages accessed by a user within an application. Embodiments include providing one or more inputs to a machine learning model based on the one or more pages accessed by the user. Embodiments include receiving, from the machine learning model based on the one or more inputs, one or more predicted pages. Embodiments include…
Automatic entry validation using density based clustering
Granted: June 18, 2024
Patent Number:
12013962
An entry validation system executed by a processor, may compare an entry into a user interface (UI) field with at least one range of valid entries. The at least one range of valid entries may be generated by a machine learning (ML) system by clustering known valid data using a clustering algorithm producing a lowest number of clusters that absorbs all of the known valid data within the clusters. In response to the comparing, the entry validation system may provide a determination of…
Systems and methods for quantifying saved time
Granted: June 18, 2024
Patent Number:
12013868
Systems and methods for quantifying saved time during data entry.
Privacy preserving synthetic string generation using recurrent neural networks
Granted: June 11, 2024
Patent Number:
12008141
A method for privacy preserving synthetic string generation using recurrent neural networks includes receiving input data that includes a plurality of strings with private information. A neural network model is trained using the plurality of strings. The neural network model includes a recurrent neural network (RNN). An anonymous string is generated with the neural network model after training the neural network model with the plurality of strings from the input data. The anonymous…
Likelihood ratio test-based approach for detecting data entry errors
Granted: June 4, 2024
Patent Number:
12001840
Certain aspects of the present disclosure provide techniques for detecting data errors. A method generally includes receiving a new value as user input for a data field, generating histogram-based approximations of kernel density estimates generated based on valid data and invalid data associated with the data field, determining a likelihood that the new value is a valid value and a likelihood that the new value is an invalid value, computing a likelihood ratio test statistic based on a…
Generating machine renderable representations of forms using machine learning
Granted: May 28, 2024
Patent Number:
11995395
A method may include clustering form elements into line objects and columns of a table of a structured representation by applying a trained multi-dimensional clustering model to spatial coordinates of the form elements, and assigning a table header line type to a table header line object of the line objects based on a spatial coordinate of the table header line object relative to a spatial coordinate of a topmost table data line object of the line objects, and a determination that a…
Scripting attack detection and mitigation using content security policy violation reports
Granted: May 28, 2024
Patent Number:
11997118
Certain aspects of the present disclosure provide techniques for Scripting attack detection and mitigation. A method generally includes receiving a first report indicating a first violation for a first security policy applied to a first web application; identifying a first plurality of features associated with the first violation; classifying the first violation as a first JavaScript attack based on the first plurality of features; and taking action to mitigate the first JavaScript…
